Discover Escape Credit Card Rates Review
The Discover Escape card is more than just a travel rewards credit card. With the rewards earned form making purchases with the Escape card by Discover, account holders can use the reward miles for travel as well as cash back, merchandise and gift cards.
The credit card has 0% introductory APR on both credit card purchase transactions and credit card balance transfer transaction for a period of 6 months.
There is no limit on the amount of miles that can be earned and the miles do not have an expiration time frame. Credit card reward miles are earned by making any net purchase with the card and the account holder will earn 2 reward miles for every $1.00 in purchase transactions.
There is a bonus miles program for new credit card holders. The bonus miles are earned at the rate of 1000 miles each month that a purchase transaction is made with the credit card up to 25 months after the new credit card account is opened with a maximum bonus reward of 25,000 miles.
Standard travel reward credit cards are targeted to users that can best utilize the discounts and bonuses offered with credit card use. The Discover Escape card is more than just a travel rewards credit card since the miles earned can be used for travel and more.
The Discover Escape credit card has a $60.00 annual fee. The Escape by Discover Card also has a number of additional travel benefits and insurance coverage that comes with the card.
A low introductory credit card rate, bonus credit card rewards and reward redemption options are the key features found with this credit card.
Discover provides the following cheat sheet regarding the benefits that can be obtained by having and using the Discover Escape credit card:
- 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- Industry Leading Customer Service
- Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
Under 8 Percent Lowest Credit Card Rate with Liberty Bank Visa
The Liberty Bank Visa credit card continues to offer one of the lowest credit card rates available. In the biannual Federal Reserve System survey of credit card plans offered by financial institutions, the Liberty Bank Visa credit card ranked within the top 50 lowest credit card rates.
The Liberty Bank Visa credit card comes with a low interest rate, no annual fee and no credit card balance transfer fees. The current credit card annual percentage rate for purchase transactions is between a low rate of 7.99 percent and 17.88 percent. The current credit card annual percentage rate for balance transfer transactions is between a low rate of 3.99 percent and 15.84 percent.
The credit card annual percentage rates on purchases and balance transfers are based on a variable rate and are determined based on the credit card applicants credit history.
The credit card due date is 25 days at the end of each monthly billing cycle on credit card purchases and credit card balance transfers. During this grace period, if the entire balance is paid off each month there are no credit card interest charges. There is no grace period for credit card cash advances or credit card courtesy checks.
The Liberty Bank Visa credit card has no annual fee. The credit card also offers free travel accident insurance and worldwide ATM cash access.
Liberty Bank offers personal credit cards with competitive interest rates and desirable features. Liberty Bank and Trust Company offers a full range of banking services. Liberty Bank and Trust Company is a Louisiana based commercial bank headquartered in New Orleans, LA. Liberty Bank ranks among the top 5 African-American owned financial institutions in the United States.
All information regarding the Liberty Bank Visa credit card is believed to be accurate at the time of this publication but can not be guaranteed, please read the current terms and conditions of the credit card issuer on the online credit card application before applying for a new credit card.
Lowestcreditcardrates.com provides credit card information on the lowest credit card rates available and additional resources to help consumers select the right credit card to fit their needs.
CompUSA Store Rewards Credit Card
The CompUSA credit card is a store specific rewards credit card that can be used at any CompUSA store. The store credit card account offers account holders promotional savings, financing and other benefits that rewards loyal CompUSA customers.
The CompUSA Preferred Account credit card is offered through WebBank of Salt Lake City, Utah. WebBank is an FDIC insured Utah chartered industrial bank. Along with the CompUSA credit card, WebBank offers a full range of bank prodcuts and services including making loans, issuing credit cards, and taking deposits that are federally insured.
CompUSA is one of the industry’s top computer and computer product retailers. CompUSA carries a wide variety of brand name PCs, peripherals, components, and accessories.
As a CompUSA store credit card, the card cannot be used anywhere except that one retailer. For those consumers that visit this retailer frequently, this credit card may be helpful in terms of the money it saves on certain purchases and the rewards that can be earned.
The main concerns about any store credit card are that with these credit cards the credit card interest rates are usually quite high. The credit card APR on the CompUSA store credit card is a variable rate based on the prime rate, the rate can change as the prime rates fluctuate. The current credit card rate is at 25.99 percent.
The credit card limit is based on the credit information provided to the credit card issuing company at the time of your application.
There is no annual fee with the card.
The credit card has a due date that is at least 25 days after the close of each billing cycle. Card holders are not charged any interest on standard or promotional purchases made with the card if they pay the entire credit card balance by the due date each month.
The CompUSA Preferred Account provides zero fraud liability protection that is commonly found with most major bank credit cards.
Credit card account holders also have the option to can pay the CompUSA Preferred account online by using either a checking or savings account, similar to major bank credit cards.
Lowestcreditcardrates.com provides credit card information on the lowest credit card rates available and additional resources to help consumers select the right credit card to fit their needs. All information regarding the CompUSA credit card is believed to be accurate at the time of this publication but can not be guaranteed, please read the current terms and conditions of the credit card issuer before applying for a new credit card.
Lowest Credit Card Rates Review Wyndham Rewards Visa Card
The Wyndham Rewards Visa credit card is a travel rewards Visa card issued by Barclays Bank. This credit card offers a variety of reward options but focuses on rewards that involve purchases through Wyndham Resort properties. This credit card works best for travelers who frequent the Wyndham Resort collection of hotels and motels.
The rewards credit card comes with two options: one with annual fee of $39.00 and the other option with no annual fee. The annual fee card option will earn reward points faster than the no annual fee option.
The rewards earned with the credit cards can help card holders earn free nights at the over 6,000 Wyndham hotels. With the Wyndham Rewards Visa credit card, cardholders can often earn and use credit card reward points that involve Wyndham hotels faster than they could with most other reward credit cards.
The annual fee Visa card holders can earn five points for every $1.00 in purchases on participating stays at Wyndham hotels and two points for every $1.00 in purchases spent on all other purchases. The no annual fee Visa card holders can earn three points per $1.00 in purchases on participating stays at Wyndham hotels and two points per $1.00 spent on all other purchases.
As a bonus for new credit card holders, the annual fee Visa credit card holders will earn 16,000 bonus Wyndham Rewards Points upon the first use of a new credit card for a purchase or balance transfer transaction. The Wyndham Rewards Visa credit card without an annual fee will earn 12,000 bonus Wyndham Rewards Points upon the first use of a new credit card for a purchase or balance transfer transaction.
This bank credit card has a variable credit card rate that is based on the Prime Rate. The current credit card rate for purchase transactions will be 13.24 percent, 16.24 percent or 19.24 percent depending on the credit worthiness of the credit card applicant.
The credit card is being marketed with a zero percent introductory credit card rate on balance transfers. The zero percent introductory credit card rate is valid for a period of six monthly billing cycles for new credit card balance transfers.
The credit card due date is at least 23 days after the close of each monthly credit card billing cycle. There are no interest charges on purchase transactions if the entire credit card balance is paid by the due date each month.
Credit card reward points that are earned with the card can be redeemed at the Wyndham hotels and includes free nights without any black out dates in both the US and in Canada. Credit card reward points can also be redeemed to get airline tickets, gift cards at major retailers, restaurants and more.
The credit card review the Wyndham Rewards Visa credit card is believed to be accurate as of this publication date but is subject to change at any time by the credit card issuer. Read the current terms and conditions found on the online credit card application before applying for a new credit card.
Lowestcreditcardrates.com presents this review and other credit card information to help consumer’s research credit card offers to help find the best credit card with the lowest credit card rate.
Town North Bank Platinum MasterCard Lowest Credit Card Rate Review
One of the lowest credit card rates available today comes from Town North Bank with their Platinum MasterCard credit card. This bank credit card has a credit card rate that can be as low as 7.99 percent with an introductory credit card rate as low as zero percent.
The credit card rate is a variable rate that is based on the Prime Rate. The rate can be as low as 7.99 percent but may run as a high as 15.99 percent, depending on the credit worthiness of the card applicant. The 7.99 percent credit card rate makes this card one of the lowest credit card rates on the market.
The introductory credit card rate may be as low as zero percent or may be 2.99 percent or 4.99 percent depending on the credit worthiness of the credit card applicant. The introductory credit card rate applies to both purchases and credit card balance transfers. The introductory credit card rate applies to transactions made within the first six months of obtaining a new credit card from Town North Bank.
The credit card rate for cash advances is currently at 17.99 percent or 23.99 percent depending on the credit worthiness of the credit card applicant.
There is no annual fee with the Town North Bank Platinum MasterCard credit card.
This Town North Bank credit card has a due date or grace period that is at least 21 days after the close of each billing cycle. There are no credit card interest charges for new purchase transactions if the entire credit card balance is paid in full by the due date each month.
The following benefits are also available with the Town North Bank Platinum MasterCard credit card account: $1,000,000 travel accident insurance coverage, baggage delay benefit to purchase replacement items, fraud alert credit card registration, emergency message service when traveling within the U.S. year end summary of credit card transactions and more.
The bank credit card also features secure online credit card account access that allows credit card account holders the ability to view statements and activity, make free online credit card payments and access 24 hour service.
Town North Bank is based in Dallas, Texas. Town North Bank offers banking, investments, insurance, and card services for both personal banking services and commercial banking solutions.
All information regarding the Town North Bank Platinum MasterCard credit card account is believed to be accurate at the time of this publication but cannot be guaranteed, please read the current terms and conditions of the credit card issuer before applying for a new credit card.
Lowestcreditcardrates.com provides credit card information on the lowest credit card rates available and additional resources to help consumers select the right credit card to fit their needs.
Capital One MTV Visa Credit Card Review
The MTV Visa credit card is issued by Capital One and is geared towards young adults that enjoy MTV stuff. This is a rewards credit card that targets the fans of MTV by allowing credit card account holders the ability to earn reward points to purchase MTV products and services.
Capital One markets the bank credit card as one that for consumers with average credit. A brief summary provided by Capital One describing the background of an average credit card applicant describes this individual as currently having or had a U.S. loan or credit card, has a credit limit on a current credit card, if any, of less than $5,000 and may have been late on more than one credit card, medical bill, or loan payment in the last six months
Reward points earned with credit card use are determined based on the type or purchase. Account holders can earn 5 points per $1.00 in net purchases made on entertainment, 2 points per $1.00 in net purchases made at restaurants and 1 point for each $1.00 in net spending on all other purchases.
As a bonus, Capital One will reward account holders with 25 bonus points each billing period that the account remains in good standing by paying on time. To keep the account in good standing, the credit card account holder must pay at least the minimum credit card payment due on time.
The credit card reward points earned can be used for MTV merchandise, tickets to MTV events like the VMAs and MTV show tapings. The credit card reward points earn do not expire, pints may be lost when the account is closed. There is also no cap on the amount of reward points that can earned with the card.
The credit card rate for this card is set as a variable rate based on the Prime Rate. The current credit card rate is 24.9% for both purchase transactions and credit card balance transfers.
There is no annual fee with the Capital One MTV Visa credit card.
Going along with the growing trend of personalized credit cards, Capital One gives the option to card holder to customize the front of the card with either one of two MTV card designs or an image created by the card holder.
The credit card grace period or due date runs at least 25 days after the close of each billing cycle. Provided the account holder pays the previous credit card balance in full by the due date each month, there are no interest charges on new purchase transactions paid before the due date or grace period.
The credit card review of the Capital One MTV Visa credit card is believed to be accurate as of this publication date but is subject to change at any time by the credit card issuer. All credit card information is presented without guarantee. Before applying for a new credit card, read the current credit card terms and conditions that can be found on the online credit card application.
Lowestcreditcardrates.com helps consumer’s research credit card offers to help find the best credit card with the lowest credit card rate.
Lowest Credit Card Rates Review Icelandair MasterCard
The Icelandair MasterCard is a bank credit card with travel rewards. The Icelandair MasterCard provides credit card rewards specifically for international travel and provides the greatest benefits to consumers that use the frequent flyer program of Icelandair.
The Icelandair MasterCard is a bank credit card issued by Barclays Bank Delaware. For consumers that are considering a new Icelandair MasterCard the first step is make sure to enroll in an Icelandair frequent flyer program.
The Icelandair Saga Club operates a frequent flyer program for Icelandair. Frequent Flyer Club Members earn points and can redeem Award Points with Icelandair and companies that partner with the airline. According to the web site, two different kinds of points can be earned in the Icelandair Saga Club, Award Points and Card Points. Award Points can be used to obtain flight, accommodation or car rental awards. Icelandair has been in operation since 1937 and operates regularly scheduled flights between the U.S. and Europe.
The credit card can be obtained with an annual fee of $39 for the annual fee Icelandair MasterCard World Card or with no annual fee for the No Annual Fee World Card and the Platinum Card.
The main benefits of either of these credit cards are the travel rewards points that can be earned. The $39.00 annual fee World MasterCard earns one Icelandair Award Point for every $1.00 of net purchases made with the card and two Points are earned for every $1.00 of net purchases on Icelandair tickets made with the card.
The no annual fee World MasterCard and Platinum MasterCard card holders earn one Point for every $2.00 of net purchases made with the credit card and one rewards Point is earned for every one $1.00 of net purchases of Icelandair tickets made with the account.
There is also the opportunity to earn bonus miles just for obtaining a new credit card and using it for the first time. New credit card holders of the $39 annual fee Icelandair MasterCard can earn 10,000 bonus award points upon the first use of the credit card account for either a purchase transaction or balance transfer.
New credit card holders that chose the no annual fee Icelandair MasterCard or Platinum MasterCard can earn 5,000 bonus Award Points on their first use of the card for either a purchase or credit card balance transfer.
Icelandair MasterCard credit card holders can also earn one Award Point for every $1.00 in credit card balances that are transferred to their new card, in the first 30 days after a new account is opened, for a maximum of 10,000 total points.
The credit card rates are based on a variable rate system that is currently at either 15.24% or 18.24% depending on the credit worthiness of the card applicant. The credit card rate or APR will fluctuate with the market based on the Prime Rate. The APRs currently available and listed above are based on a Prime Rate of 3.25%
The credit card is now offering a 0% introductory APR for new credit card balance transfers. The introductory credit card rates will last for the first six billing cycles after account opening.
The credit card terms offered are believed to be accurate as of this publication date, however all credit card information is presented without warranty. Credit card offer including rates and terms are subject to credit approval. See the online credit card application for details about terms and conditions.
Lowestcreditcardrates.com provides credit card reviews, tools and research on credit card offers including travel rewards credit cards to help consumers find the best credit card with the lowest credit card rate.
Lowest Credit Card Rates Review Harvard Alumni MasterCard
The Harvard Alumni Assoc. MasterCard credit card is rewards credit card issued by Barclays Bank. The credit card is a bank credit card using the MasterCard transactions services. The Harvard Alumni Association World MasterCard offers a rewards program targeted towards Harvard University graduates.
The credit card is geared towards consumers with excellent credit. The credit card rate reflects the credit profile of the applicants. The credit card rate is a variable rate based on the Prime Rate. The lowest credit card rate currently available is at 7.24%. The rate is dependent on the credit worthiness of the credit card applicant.
The credit card also has zero percent introductory credit card rate for balance transfers. The 0% introductory APR lasts for the first six billing cycles on credit card balance transfers once a new credit card is opened.
The credit card has a 23 day grace period in which the due date is at least 23 days after the close of each monthly billing cycle. There are no credit card interest charges on new purchases if the entire credit card balance is paid by the due date each month.
There is no annual fee with this credit card.
The credit card allows card holders to earn reward points, apply named Crimson Rewards, with qualified purchases that can be used for earning cash back, travel discounts, merchandise, Harvard Club dues and more.
The credit card reward points can be earned on all categories of net purchases. Card holders can earn one point for each $1.00 of net purchases made with the credit card. Credit card reward points earned will not expire and there is no limit to the number of reward points that can be accumulated per calendar year.
New credit card accounts can earn 5,000 bonus points. New card holders will simply earn 5,000 points upon their first purchase made with the credit card.
Credit card offer including rates and terms are subject to credit approval. See the online credit card application for details about terms and conditions.
Reasonable efforts are made by Lowestcreditcardrates.com to maintain accurate information. However all credit card information is presented without warranty.
Lowestcreditcardrates.com provides tools and research on credit card offers including low rate bank credit cards to help consumers find the best credit card with the lowest credit card rate.
Lowest Credit Card Rates Review Capital One Secured Credit Card
For those consumers that have less than perfect credit, there are a number of credit card options that allow the card holder to have access to credit and help rebuild their credit score and credit history. One option involves using secured credit card. One of the largest credit card company’s offering secured credit cards is Capital One. Capital One has more than secured credit card offer. One of the offers is the Capital One secured MasterCard credit card.
Secured credit cards work like standard credit cards except that it requires a security deposit which is held as collateral for the account by the credit card company.
Many secured cards have high fees that may include application fees, annual fees, account opening fees, and processing fees. The Capital One secured MasterCard credit card has a relatively low annual fee of $24.00.
The credit card rate is a variable rate that is currently at 19.80% for purchase transactions.
There are standard fees for late payments and returned payments but there are no other fees except the annual fee for maintain and using the credit card for standard transactions.
Since this is a secured credit card, funds must be deposited with the bank in order to obtain credit. With the Capital One secured MasterCard credit card, one the credit card application is approved, there will be a minimum security deposit prior to make of $200.00.
The credit card limit will be between $200.00 and $3,000.00, equal to the amount of the security deposit the card holder provides between the minimum $200.00 and a maximum of $3,000.00. Card holders can make additional deposits to increase their credit line after the account is opened up to the maximum limit allowed by Capital One.
With the Capital One card, the security deposits can be made online or over the phone through an electronic funds transfer from a bank account.
One of the primary goals of obtaining and using a secured credit card is to reestablish a good payment history. The Capital One secured MasterCard credit card automatically reports the account to the three major credit reporting agencies to help reestablish a credit history.
There is a 25 day grace period with the credit card. The credit card due date will be at least 25 days after the close of each billing cycle. If the credit card balance is paid in full by that time there are no interest charges on the purchases made during that billing period.
For a secured credit card, the Capital One terms are some of the best available. For new credit card applicants with good or excellent credit, the credit card may have a higher interest rate compared to other credit card offers available.
This credit card review is believed to be accurate as of this publication date but is subject to change at any time by the credit card issuer. Read the current terms and conditions found on the online credit card application before applying for a new credit card.
Lowestcreditcardrates.com helps consumer’s research credit card offers including secured credit cards to help find the best credit card with the lowest credit card rate.