Lowest Credit Card Rates at Banner Bank

The Banner Bank Platinum credit card has one of the lowest credit card rates available for a rewards credit card with no annual fee. This is a rewards credit card using the Visa card transaction services

The credit card rate on the bank Platinum credit card is between 9.99% and 13.99% for credit card purchases. The credit card rate is established once the credit card application is approved and is based on the credit card applicant’s creditworthiness. The credit card rate is disclosed in the Credit Card Agreement that is sent with applicant’s credit card.

The credit card rate for balance transfers is between 7.24% and 11.24% when a new credit card account is opened, with the rate being established based on the applicants creditworthiness. The initial credit card balance transfer credit card rate is fixed for the life of the balance transfer. The rate applies to balance transfers posting to a new credit card account during the first 60 days after the account is established.

The Banner Bank Platinum credit card has no annual credit card fee, no fee for credit card balance transfers and no credit card cash advance fee. The bank Platinum credit card also features no penalty interest rates.

The Banner Bank Platinum credit card is a rewards credit card in which all qualifying purchases earn points in the Visa Extras Rewards program. Credit card points earned can be redeemed for airline tickets, gift certificates and even cash back to your credit card account.

Card holders will earn 4 Visa Extras points for every $1.00 in net retail purchases, online credit card purchases, phone or mail order purchases made with the card.

There is no limit on the amount of rewards that can be earned. There is no annual cap
On the rewards and the credit card rewards are valid for a period of 5 years. New credit card holders will receive 4,000 bonus credit card reward points.

The Banner Bank credit card due date is at least 25 days after the close of each billing cycle. New credit card purchases will not incur credit card interest charges if the account is paid in full by the due date each month.

The Banner Bank consumer credit cards offer online credit card access. With the online credit card account access feature, account holders can engage in a number of transactions including; check credit card balances, review credit card purchase transactions, review credit card statements and make credit card payments from a checking account.

The credit card also comes with added features such as auto rental collision damage waiver, emergency assistance and $250,000 travel accident coverage.

The credit card review of the Banner Bank Platinum credit card is believed to be accurate as of this publication date but is subject to change at any time by the credit card issuer. All credit card information is presented without guarantee. Before applying for a new credit card, read the current credit card terms and conditions that can be found on the online credit card application.

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