Discover Escape Credit Card Rates Review
The Discover Escape card is more than just a travel rewards credit card. With the rewards earned form making purchases with the Escape card by Discover, account holders can use the reward miles for travel as well as cash back, merchandise and gift cards.
The credit card has 0% introductory APR on both credit card purchase transactions and credit card balance transfer transaction for a period of 6 months.
There is no limit on the amount of miles that can be earned and the miles do not have an expiration time frame. Credit card reward miles are earned by making any net purchase with the card and the account holder will earn 2 reward miles for every $1.00 in purchase transactions.
There is a bonus miles program for new credit card holders. The bonus miles are earned at the rate of 1000 miles each month that a purchase transaction is made with the credit card up to 25 months after the new credit card account is opened with a maximum bonus reward of 25,000 miles.
Standard travel reward credit cards are targeted to users that can best utilize the discounts and bonuses offered with credit card use. The Discover Escape card is more than just a travel rewards credit card since the miles earned can be used for travel and more.
The Discover Escape credit card has a $60.00 annual fee. The Escape by Discover Card also has a number of additional travel benefits and insurance coverage that comes with the card.
A low introductory credit card rate, bonus credit card rewards and reward redemption options are the key features found with this credit card.
Discover provides the following cheat sheet regarding the benefits that can be obtained by having and using the Discover Escape credit card:
- 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- Industry Leading Customer Service
- Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
Lowest Credit Card Rates Review Harvard Alumni MasterCard
The Harvard Alumni Assoc. MasterCard credit card is rewards credit card issued by Barclays Bank. The credit card is a bank credit card using the MasterCard transactions services. The Harvard Alumni Association World MasterCard offers a rewards program targeted towards Harvard University graduates.
The credit card is geared towards consumers with excellent credit. The credit card rate reflects the credit profile of the applicants. The credit card rate is a variable rate based on the Prime Rate. The lowest credit card rate currently available is at 7.24%. The rate is dependent on the credit worthiness of the credit card applicant.
The credit card also has zero percent introductory credit card rate for balance transfers. The 0% introductory APR lasts for the first six billing cycles on credit card balance transfers once a new credit card is opened.
The credit card has a 23 day grace period in which the due date is at least 23 days after the close of each monthly billing cycle. There are no credit card interest charges on new purchases if the entire credit card balance is paid by the due date each month.
There is no annual fee with this credit card.
The credit card allows card holders to earn reward points, apply named Crimson Rewards, with qualified purchases that can be used for earning cash back, travel discounts, merchandise, Harvard Club dues and more.
The credit card reward points can be earned on all categories of net purchases. Card holders can earn one point for each $1.00 of net purchases made with the credit card. Credit card reward points earned will not expire and there is no limit to the number of reward points that can be accumulated per calendar year.
New credit card accounts can earn 5,000 bonus points. New card holders will simply earn 5,000 points upon their first purchase made with the credit card.
Credit card offer including rates and terms are subject to credit approval. See the online credit card application for details about terms and conditions.
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